We here at Save For America take online privacy very seriously. We work hard to
provide a secure online environment for Save For America participants to learn about
the importance of saving. Save For America has taken steps, and will continue to
take steps, to safeguard all personal information provided by our participants.
Our Privacy Center describes these efforts. We also designed this Privacy Center
to provide our participants, with a convenient and secure means to control their
Save For America invites all of its participants, their parents or legal guardians,
to review the policies contained in this Privacy Center. We have made it easier
To insure the privacy of its participants, Save For America has instituted the following
policies for the saveforamerica.org and schoolsavings.com websites and subsites that it owns and operates:
Types Of Personal Information Collected
- Save For America provides prominent links to this Privacy Center on all webpages
that ask for personal information.
- Except as expressly provided in this Privacy Center, Save For America will not collect,
use or disclose the personal information of its participants without first getting
their consent. For participants under the age of thirteen (13), except as expressly
provided in this Privacy Center, Save For America will not collect, use or disclose
personal information without first obtaining the verified consent of a parent or
- Save For America does not condition a user's participation in an activity or program
on the participant disclosing more personal information than is necessary for such
- Save For America's operations are conducted exclusively in the United States of America. Save For America's operations involve the collection of personally identifying information of Save For America participants (detailed in the Section entitled "Types of Personal Information Collected"). Save For America offers its services to students grades K through 8; thus, many participants are under the age of 13. As such, Save For America has adopted policies and procedures that comply with the Children's Online Privacy Protection Act of 1998 ("COPPA") and the Gramm-Leach-Bliley Financial Modernization Act ("GLBA").
Save For America collects certain personal information during (1) participant registrations,
(2) banking, (3) contests or sweepstakes registration, (4) subscription purchases,
and (5) making submissions or suggestions.
If applicable, Save For America obtains the participant's name, email address, date
of birth, household address, telephone number, financial institution, savings account
number, grade, teacher, graduation date and deposit amount.
How Save For America Uses Your Personal Information
Save For America requests and uses only that personal information necessary to process
program inquiries, enrollment and transactions; facilitate user participation in
contests, sweepstakes or subscription services; and enable participants to make
submissions or suggestions.
Save For America may, from time to time, send participants email updates about its
programming, events, activities and program updates. However, unless it receives
prior written consent that documents the approval of the participant, or for participants
under the age of thirteen (13), the approval of a parent or legal guardian, Save
For America will not use the personal information of any participant to market or
promote its services to the general public.
With respect to cookies (defined and discussed below in the Section entitled "Using
specific users where a user registers for a contest, in particular, where a cookie
allows the participant to enter an on-going contest everyday without registering
Contests: Although participants under the age of thirteen (13) are allowed to participate
in contests, if such participant wins, notification and prizes are sent to a parent
or legal guardian identified in the initial registration process.
If a Participant Sends Email: Participants are free to send email to provide editorial
comments and useful feedback. Although Save For America utilizes a user's return
email address to reply to emails, Save For America does not store or use this email
address for any other purpose.
Interactive Activities: Save For America participants may have the opportunity to
participate in several interactive online activities, including community postings,
voting, chat, games and electronic bulletin boards.
Participants should keep in mind that whenever personal information is given out
online, for example, via message boards or chat, that information could be collected
and used by people you don't know. While Save For America protects its participants'
personal information and privacy, it cannot guarantee the security of any information
disclosed by the participant online and the participant does so at his or her own
risk. However, if Save For America collects personal information from its participants,
it does so using Secure Socket Layer ("SSL") encryption to minimize the risk of
an unauthorized dissemination of personal information.
When Save For America Must Legally Disclose Personal Information: Save For America may be compelled to disclose a participant's personal information to others without first receiving the participant's consent, or his or her parent's consent, in the following circumstances: (1) Save For America is legally ordered to do so or is compelled to do so by subpoena; (2) The participant violates or breaches any agreement with Save For America; (3) Save For America believes a participant's actions will harm the property or rights of Save For America, or the property or rights of other participants; and (4) Under exigent circumstances to protect the physical safety of Save For America employees and participants, as well as the general public.
Except for any other purpose that may be stated expressly in this Privacy Center,
Save For America will not use the personal information of its participants for any
Who Has Access To Personal Information
In general, unless otherwise disclosed during collection, Save For America does
not provide any personal information, regardless of its source, to any third party
for any purpose whatsoever. However, the following may have access to the personal
information of Save For America participants:
- Save For America: Save For America provides access to the personal information of
its participants only to those employees who need such access in order to complete
their jobs. As a condition to their employment, Save For America employees execute
and are subject to comprehensive nondisclosure agreements with Save For America.
Save For America employees also execute a written agreement to abide by Save For
America privacy policies and procedures regarding participant information.
- IFSG, Inc.: IFSG, Inc. is the electronic data processor and technology partner of
Save For America. IFSG, Inc. has access to the personal information of Save For
America participants only for program management, account maintenance and data processing.
- School Volunteers: If a volunteer registers a Save For America participant, the
volunteer will have a one-time access to said participant's registration information
(except the participant's account number). Following the registration of a Save
For America participant, only the child's name, grade, teacher and deposit amounts
will be visible to the volunteers who assist participants in completing banking
- Participating Financial Institutions: If a Save For America Partner Financial Institution
is the depository institution at which a participant's account is held, the institution
may have access to the personal information of applicable Save For America participants
for program management, account maintenance and data processing. Separate and apart
from the provisions of this Privacy Center, a Save For America Partner Financial
Institution may also have its own privacy policies with respect to its accounts.
As such, Save For America encourages its participants to review these privacy policies,
Save For America employees, Participating Financial Institutions, IFSG, Inc. and
School Volunteers have all agreed to maintain the confidentiality, security and
integrity of all personal information obtained from Save For America participants.
Save For America recognizes that under COPPA a parent of a participant who is under
the age of thirteen (13) has the option to consent to the collection and use of
their child's personal information without consenting to the disclosure of that
information to third parties. However, if such consent is withheld, Save For America
may not be able to provide certain services because it would be unable to complete
the transaction or service.
Reviewing And Editing Personal Information
Save For America believes its participants should have control of their personal
information. As such, Save For America participants, including parents or legal
guardians, can review, correct, change or remove their personal information and
elect not to receive future communications from Save For America.
To protect the privacy and security of its participants, Save For America takes
steps to verify the identity of a participant or a participant's parent or legal
guardian before granting user account access to them. Only the user, or a parent
or legal guardian of a participant can access and modify any personal information
of a participant.
Participants may initially provide their personal information by registering with
a school volunteer, so long as the participant provides the school volunteer a completed
parental consent form (found in Save For America initial parent consent brochures).
Alternatively, an authorized user or a participant's parent or legal guardian may
provide Save For America with a participant's personal information by online registration.
Note that before a participant account can be activated, a parent or legal guardian
must tender to Save For America a participation fee or, the account holder's depository
institution must provide funding for participants.
Once a participant account is activated, a parent or legal guardian may obtain a password to access the user account and may therefore modify a user's personal information on file with Save For America. If a parent or legal guardian registered a user online, a unique password would have been generated and conveyed on-screen to the parent or legal guardian. Save For America encourages parents and legal guardians to keep user account password in a safe place. If a parent or legal guardian loses the user account password, the parent or legal guardian must retrieve their password via e-mail by providing certain original registration information. Save For America reserves the right to require a parent or legal guardian to provide certain identifying information before re-setting a user account password, and may ask for the answer to a challenge question, all to insure the identity of a user, or a user's parent or legal guardian.
Save For America gives Participants the opportunity to customize their experience.
Save For America enables each participant to choose their desired set of services
If a participant wishes to opt out of a particular service, the participant, or
a participant's parent or legal guardian, should notify Save For America of his
or her opt out. If a participant chooses to opt out of the entire Save For America
program, the participant, or the participant's parent or legal guardian, may contact
their depository institution and request that their Save For America account be
closed, or if the participant or participant's parent or legal guardian possesses
direct online access to the user's account, they may close the account online.
Using Anonymous Information (Cookies)
What are Cookies? Cookies are pieces of information that a website transfers to
an individual's hard drive for record-keeping purposes. Cookies make Internet usage
easier for users by saving passwords, purchases and preferences while visiting a
website. As most people are aware, cookies are used at most major websites.
By showing how and when guests use a website, cookies help Save For America see
which areas are popular and which are not. Many improvements and updates to the
website are based on such data as total number of visitors and pages viewed. This
information is most easily tracked with cookies. If the user accepts the first tracking
cookie from saveforamerica.org, then the user will not be offered as many afterward.
Protecting The Confidentiality, Security And Integrity
Of Personal Information
Under the supervision of our Privacy Officer, Save For America maintains the following
electronic, physical and procedural safeguards to protect the personal information
of its participants:
Acceptance Of Terms
- Save For America requires each user to have a user name and password in order to
access personal information.
- User name and passwords are assigned only to users authorized to participate in
Save For America.
- Save For America utilizes SSL technologies to encrypt customer transactions.
- Save For America maintains the physical security of our servers and other repositories
of personal information about its participants.
- Save For America employees (and authorized contractors) have or receive training
in the technologies and procedures with respect to the administration of the appropriate
security protocols; the detection of any improper dissemination or attempted dissemination
of personal information of customers; and the implementation of measures to protect
the personal information of participants should there be a security breach or failure.
- Once a participant's personal information is no longer necessary for the fulfillment
of the purpose for which it was collected, Save For America has procedures in place
to insure the secure destruction of such information.
- Save For America utilizes security measures that meet the guidelines and regulations
of the Federal Reserve Banks and have been tested and approved by a third party
security assessment service.
By using any Save For America website, the user signifies his or her agreement to
the policies contained in this Privacy Center. If the participant is under the age
of thirteen (13), Save For America is required to obtain the verified consent of
a participant's parent or legal guardian.
If the participant (or their parent or legal guardian if applicable) does not agree with the privacy policies contained in this Privacy Center, the participant should refrain from using Save For America websites.
The participant, as well as the participant's parent(s) or legal guardian(s), is
initially provided information about the way personal information is collected,
used or disclosed through Save For America's personal information disclosures contained
in the initial parental consent brochures provided to participants, parents or legal
guardians. If a parent or legal guardian registers a participant online, the opportunity
to review such information online is provided during the registration process.
If Save For America makes any material change in the way the personal information
of a participant is collected, used or disclosed, we notify said participant (if
the participant is under the age of thirteen (13), then the participant's parents
or legal guardian as well) by email (if available), and then by regular mail notice
to the applicable depositary institution(s) and/or participating school(s).
Questions Or Concerns
If a participant, or parent or legal guardian of a participant, has any questions
or concerns about anything contained in this Privacy Center, Save For America's
online practices or any other questions or concerns about Save For America websites,
please contact Save For America:
Save For America
P.O. Box 631
Omak, Washington 98841
1 (800) 395-0835